From Ros Altmann:economist and pensions,
    investment and retirement policy expert

  • pensionsandsavings.com



    Ros Altmann is an independent expert on later life issues – particularly with respect to pensions policy, investment, savings, annuities, retirement and social care funding. She is an economist by training and worked in fund management in the City for many years, as well as advising Governments, regulators, industry bodies, corporates, financial firms, trustees and consumer groups on all areas of pensions, from state pension policy, to private pension developments and investment management of pension funds. From 2010 to 2013 she was Director-General of over 50s’ specialist Saga Group.

    She has devoted much of her career to highlighting financial injustice, helping ordinary members of the public pro bono and explaining complex financial or economic issues for the layperson. She is highly regarded as a consumer champion.

    Ros started her career as an academic at University College London, London School of Economics and at Harvard University, researching and publishing on UK pension policy, occupational pensions and retirement.

    After this, Ros managed institutional investment portfolios for 15 years, including pension funds, insurance funds and mutual funds, as well as advising central banks and private client fund managers. She was Head of International Equities at Chase Manhattan’s International Investment Operation in London, and a Director at Rothschild Asset Management and at NatWest Investment Management.

    She then established herself as a consultant specializing in pensions, savings, retirement and investment-related issues both from a practical and policy perspective. She was a consultant to the UK Treasury on the Myners Review of Institutional Investment and worked on pensions policy issues with the Number 10 Policy Unit. She has more recently become involved in social care issues, working with Government, charities, industry groups and official review bodies.

    She successfully spearheaded a multi-year campaign – totally unpaid – to achieve compensation for 150,000 workers who lost their final salary company pensions after being falsely assured by the Government that their pensions were completely safe, leading to the establishment of the Financial Assistance Scheme and the Pension Protection Fund. She also campaigned for compensation for the hundreds of thousands of Equitable Life victims. She was recently successful in highlighting the injustices of the UK annuity market and exposing the consumer detriment suffered by people buying unsuitable and irreversible annuity products, which contributed to the ending of automatic annuitisation for millions of future pension savers.

    She is a frequent media commentator on pension issues and regularly writes articles and speaks at conferences on pension reform. She has won numerous industry awards and honours and is well-known as an independent voice who understands both customer and provider viewpoints.

    Ros has a first class honours degree in Economics from University College London, a Ph.D. degree in Economics from London School of Economics and was a Kennedy Scholar at Harvard. She was awarded an honorary Doctorate from University of Westminster. She is a Governor of LSE, having also been a non-executive director and Chaired its Investment Committee for many years. She is also a Governor of the Pensions Policy Institute, and a non-executive member of the Office of Accountant General, Public Guardianship Office and Official Solicitor’s Investment Boards. She was recently appointed as a Non-Executive Director of the Independent Press Standards Organisation and is a Fellow of the Royal Society of Arts, as well as being an adviser to the International Longevity Centre.

    She has won numerous industry and media awards, including Pensions Personality of the Year (twice), Industry Guru of the Year, Women in Public Life Award, The Times ‘Business Bigshot’ and was one of the UKs top 50 Most Influential People in Pensions in 2013 according to Pensions Insight.

    3 thoughts on “About

    1. State pension integration or clawback on DBS schemes penalises the low paid disproportionately and leaves them subsidising the high paid. The law needs changing.

    2. What if you want to retire earlier are we entitled to do this as I suffer severely from bad Athritis and think il last 67.Also who is going to employ a 67 year old,and I’ve worked since 14 years of age this is all wrong god we will all be gone by age 70.

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