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    From Ros Altmann:economist and pensions,
    investment and retirement policy expert

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    Quick Guide to the New Pensions Landscape

    Quick Guide to the New Pensions Landscape

    The table below summarises the changes confirmed today, what the system was like before the Budget, how it works in the interim period up to April 2015 and what is planned when the full flexibility starts next April: Policy Before Budget Interim changes up to April 2015 Full flexibility from April 2015 AGE: when you can access your pension fund Age 55 Age 55 Age 55 – rising to age 57 from 2028 WITHDRAWING SOME MONEY: The rules on taking…

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    I am delighted to be Government’s Champion for Older Workers

    I am delighted to be Government’s Champion for Older Workers

    Older workers can be the key to economic growth Over 700,000 people may retire each year – helping them stay at work means more income to businesses and individuals Working just one year longer would add 1% to economic growth  for the nation I am delighted to have been appointed as the Government’s Older Workers Champion.  Having worked on the issues surrounding rethinking retirement and extending working lives for many years, I am delighted to be able to play a…

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    Response to Budget consultation on transfers from DB to DC schemes

    Response to Budget consultation on transfers from DB to DC schemes

    10 June 2014 Here is my response to the Treasury’s consultation on the issues relating to transfers from Defined Benefit to Defined Contribution pension schemes.  Members of unfunded public sector schemes will no longer be allowed to transfer, however members of funded schemes should be able to take their money out.  Here are my thoughts Transfers should be permitted from funded DB schemes to DC schemes Some schemes could benefit from members transferring small entitlements due to the savings in…

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    Care crisis highlights need for incentives to encourage people to save for care

    Care crisis highlights need for incentives to encourage people to save for care

      Yet another report highlighting the crisis in social care The NHS could be bankrupted by failing to address social care properly – Government needs to introduce incentives to save for care Minimum wage, appalling working conditions and constant cost-cutting by private firms and councils leads to sub-standard care Integrate social care with healthcare  – why the artificial distinction? Yet another report is released today highlighting the inadequacies of our social care system.  Baroness Kingsmill has rightly highlighted the ongoing…

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